Terms & Conditions


All access to, and any use of, ‘claraschroeder.com' Internet site is governed by the following disclaimers and limits on use.



Disclaimer of Liability
Neither claraschroeder.com nor its contributors shall be held liable for anyimproper or incorrect use of the information described and/or contained hereinand assumes no responsibility for anyone's use of the information. In no eventshall claraschroeder.com,  or its contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to: procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether incontract, strict liability, tort (including negligence or otherwise), or any other theory arising in any way out of the use of this system, even if advised of the possibility of such damage. This disclaimer of liability applies to any damages or injury, whether based on alleged breach of contract, tortious behavior, negligence or any other cause of action, including but not limited to damages or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, and/or theft, destruction or unauthorized access to, alteration of, or use of any record.

User agrees to defend, indemnify, and hold harmless, claraschroeder.com, its contributors, any entity jointly created by them, their respective affiliates and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of the on-line service by user or user's account.

Disclaimer of Warranties and Accuracy
We make no warranty expressed or implied regarding accuracy, completeness, legality, reliability or usefulness of any information. Claraschroeder.com provides this information on an "AS IS" basis. We make no warranties of any kind, express or implied, including but not limited to the IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE. Changes may be periodically made or added to the information here in; these changes may or may not be incorporated in any new version of the publication.

Disclaimer of Endorsements
Any opinions, advice, statements, services, offers, or other information orcontent expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) ordistributor(s) and do not necessarily state or reflect those of claraschroeder.com.
Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by claraschroeder.com or , and such reference shall not be used for advertising or product endorsement purposes.

Disclaimer: Links
Claraschroeder.com is not responsible for the contents of any off-site pages that reference, or that are referenced by claraschroeder.com. The user specifically acknowledges that claraschroeder.com is not liable for anyd efamatory, offensive, misleading or illegal conduct of other users, links, or third parties and that the risk of injury from the foregoing rests entirely with the user.

Links from the World Wide Web to other sites, or from other sites to claraschroeder.com, do not constitute an endorsement by claraschroeder.com. These links are for convenience only. It is the responsibility of the user to evaluate the content and usefulness of information obtained from other sites.

When you link to another site, you are no longer on claraschroeder.com,  and are subject to the privacy policies and other practices of the new site. Claraschroeder.com has no control over and is not responsible for the information, practices or content of these or any other sites and your participation in promotions or services of any kind with any third party found on or though this site, or your correspondence or business dealings of any kind with any third party found on or through this site, including without limitation, payments, warranties, or representations associated with such dealings, are solely between you and that third party.

Claraschroeder.com does not, by way of its links or references to other sites, endorse, adopt, recommend, promote or support products, positions, statements made or taken by parties controlling the other sites.

Claraschroeder.com is not responsible or liable for any loss or damage of any sort incurred as the result of your dealings with third party advertisers, or as the result of the presence of such advertisers on the web site.

Choice of Law
Resolution of disputes are governed by the laws of the State of California.

Privacy Policy

It is the policy of claraschroeder.com to limit the collection and safeguard the privacy of personal information collected or maintained by claraschroeder.com. Claraschroeder.com's information management practices are consistent with the Information Practices Act (Civil Code Section 1798 et seq.), the Public Records Act (Government CodeSection 6250 et seq.), Government Code Sections 11015.5 and 11019.9, and with other applicable laws pertaining to information privacy.

Claraschroeder.com follows these principles in collecting and managing personal information:

ü We collect personal information on individuals only as allowed bylaw. We limit the collection of personal information to what is relevant and necessary to accomplish the lawful purpose of claraschroeder.com.

ü We inform people who provide personal information to claraschroeder.com the purpose for which the information is collected. We inform people who are asked to provide personal information about the general uses that we will make of that information.

ü We inform people who provide personal information about their opportunity to review that information. Claraschroeder.com allows individuals who provide personal information to review the information and contest its accuracy or completeness.

ü We use personal information only for the specified purposes unless required by law or regulation. 

ü We take reasonable precautions to protect the personal information on individuals collected or maintained by claraschroeder.com against loss, unauthorized access, and illegal use or disclosure.

ü Confidential information is destroyed according to claraschroeder.com’s records retention schedule. Claraschroeder.com conducts periodic audits to ensure that proper information management policies and procedures are being followed.